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Using Whole Life Insurance As A Bank

Published Feb 18, 25
1 min read
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It looks like the name of this concept changes as soon as a month. You may have heard it described as a perpetual wide range method, household banking, or circle of riches. Regardless of what name it's called, infinite financial is pitched as a secret method to develop wide range that just abundant people learn about.

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You, the insurance holder, put cash into an entire life insurance plan through paying premiums and acquiring paid-up additions.

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The whole concept of "financial on yourself" just functions because you can "bank" on yourself by taking fundings from the plan (the arrow in the graph over going from entire life insurance policy back to the insurance policy holder). There are 2 different kinds of lendings the insurer might offer, either straight acknowledgment or non-direct recognition.

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